Untu Capital Ltd. | Microfinance

Short-Term Emergency Finance Support

When timing matters, we move fast.

Opportunities and challenges don't wait. Whether it's an urgent repair, a once-off bulk deal, or an unexpected expense, Untu Capital provides short-term financing designed for speed, flexibility and practicality.

Short-Term Emergency Finance Application Form

I have read, understood and agree to the terms & conditions outlined for this loan facility from Untu Capital. I verify that all the information I have submitted for this application is true and has not been falsified, altered or manipulated in any way. I understand that all information submitted for this application is private and confidential and may be used to assess my eligibility. I give my consent allowing Untu Capital staff to call, email and message me for verification and processing purposes.

What You'll Need to Get Started

Earmarked for existing clients with running loans but need to finance an unexpected expense or opportunity:

Updated evidence of income or trading activity
Explanation of urgent funding need
Existing Collateral

Perfect for businesses that need quick support without lengthy processes.

Ideal for situations such as:

Emergency equipment repairs
Urgent supplier payments
Short-term trading opportunities
Business continuity during shocks or disruptions
Urgent Zimra/Duty needs

Suitable for:

Loan amount from $1,000 USD
Existing Untu Capital clients/customers
Existing micro enterprise clients
Existing SME clients facing liquidity pressure.

Key details:

Short repayment cycles: Structured around cash inflows
Fast processing: Designed for urgent needs
Minimal bureaucracy: Focused on real business realities

This facility keeps your business alive, agile and ready, even when the unexpected hits.

CLICK HERE if you have more questions or if you would like our team to call and assist you.

Ready to scale your operations beyond inventory?

While working capital keeps you moving today, our Asset Finance helps you own tomorrow. Secure the machinery, equipment, or property you need to expand your business footprint with flexible repayment terms.

Learn More

Looking for more structured, ongoing business support?

Short-term funding solves immediate challenges, but if your business needs consistent cash flow support, Working Capital Finance offers a more sustainable solution. With flexible repayment terms and higher funding limits, it is ideal for businesses ready to stabilise operations and plan beyond the next cycle.

Learn More