Untu Capital Ltd. | Microfinance

Asset Finance

Invest today in the assets that secure tomorrow.

Growth often requires investment, but paying cash upfront for equipment or vehicles can stall your momentum. Untu Capital's Asset Finance allows you to acquire essential assets while spreading the cost over time, preserving your working capital.

Asset Finance Application Form

I have read, understood and agree to the terms & conditions outlined for this loan facility from Untu Capital. I verify that all the information I have submitted for this application is true and has not been falsified, altered or manipulated in any way. I understand that all information submitted for this application is private and confidential and may be used to assess my eligibility. I give my consent allowing Untu Capital staff to call, email and message me for verification and processing purposes.

What You'll Need to Get Started

Because this facility supports long-term growth investments, slightly more detail helps us structure the right solution for you:

Valid ID / Passport
Proof of residence
Business registration documents
Bank statements or management accounts (6–12 months)
Quotation or invoice for the asset to be financed
Proof of ownership or title deeds (for property-backed loans)
Asset valuation (where applicable)
Security: The financed asset itself, and/or title deeds or acceptable collateral for higher-value loans
12 months bank statement or cash flow records for 12 months

This allows us to offer longer repayment periods and better-aligned terms — helping you invest without cash-flow strain.

Ideal for businesses that need to:

Acquire machinery and production equipment
Purchase vehicles, trucks and delivery fleets
Invest in industrial tools and technology
Expand into property, land or business premises

Industries that benefit most:

Manufacturing and processing
Construction and engineering
Transport and logistics
Mining support services
Agriculture and commercial farming

Key details:

Competitive loan amounts tailored to your asset acquisition needs
Flexible repayment periods aligned to asset lifespan and income cycles
Security: Asset financed or title deeds (for higher values)
Flexible structuring: Tailored to asset lifespan and income cycles

This product empowers you to modernise, expand capacity, and compete more effectively without crippling your cash flow.

CLICK HERE if you have more questions or if you would like our team to call and assist you.

Facing an urgent expense or time-sensitive opportunity?

When speed matters more than structure, our Short-Term SME Support is designed to move fast. Whether it is an emergency repair, supplier payment or unexpected opportunity, this facility provides quick access to funding when your business cannot afford to wait.

Learn More

Looking for more structured, ongoing business support?

Short-term funding solves immediate challenges, but if your business needs consistent cash flow support, Working Capital Finance offers a more sustainable solution. With flexible repayment terms and higher funding limits, it is ideal for businesses ready to stabilise operations and plan beyond the next cycle.

Learn More