Short-Term SME Support background Short-Term SME Support

Short-Term Emergency Finance Support

When timing matters, we move fast.

Opportunities and challenges don't wait. Whether it's an urgent repair, a once-off bulk deal, or an unexpected expense, Untu Capital provides short-term financing designed for speed, flexibility and practicality.

Short-Term Emergency Finance Application Form

What You'll Need to Get Started

Earmarked for existing clients with running loans but need to finance an unexpected expense or opportunity:

  • Updated evidence of income or trading activity
  • Explanation of urgent funding need
  • Existing Collateral

Perfect for businesses that need quick support without lengthy processes.

Ideal for situations such as:

  • Emergency equipment repairs
  • Urgent supplier payments
  • Short-term trading opportunities
  • Business continuity during shocks or disruptions
  • Urgent Zimra/Duty needs

Suitable for:

  • Loan amount from $1,000 USD
  • Existing Untu Capital clients/customers
  • Existing micro enterprise clients
  • Existing SME clients facing liquidity pressure.

Key details:

  • Short repayment cycles: Structured around cash inflows
  • Fast processing: Designed for urgent needs
  • Minimal bureaucracy: Focused on real business realities

This facility keeps your business alive, agile and ready, even when the unexpected hits.

CLICK HERE if you have more questions or if you would like our team to call and assist you.

Ready to scale your operations beyond inventory?

While working capital keeps you moving today, our Capital & Asset Finance helps you own tomorrow. Secure the machinery, equipment, or property you need to expand your business footprint with flexible repayment terms.

Learn More

Looking for more structured, ongoing business support?

Short-term funding solves immediate challenges, but if your business needs consistent cash flow support, Working Capital Finance offers a more sustainable solution. With flexible repayment terms and higher funding limits, it is ideal for businesses ready to stabilise operations and plan beyond the next cycle.

Learn More